What Is The First Step In Buying A Home?
Although there are many steps to take when purchasing a home, the first step is easier than you might think: Talk to a mortgage officer.
Why? Because unless you’re a cash buyer, you won’t know what you can afford to purchase until you talk to a mortgage officer. And, knowing how much you can realistically spend on a house will help you actually buy a home - without spending countless hours looking at houses you can’t afford.
Take the first step to achieve your goal
Even if you’re not ready to buy a home right now, it’s never too early to start thinking about buying and achieving your goals of homeownership. So, start the conversation and reach out to a mortgage professional.
A loan officer will complete a credit and income review to determine what you can afford right now. He’ll then provide advice on how to repair and build up your credit to get the best possible interest rate. From there, you can work toward saving up for a down payment.
Once you know where you stand, you can start browsing through homes within your budget.
Ready to begin the home buying process? Contact me and I’ll put you in touch with an experienced mortgage officer.